3DFX Solutions
https://3dfxsolutions.com/
Ellington Design Group
https://www.ellingtondg.com/
Cody Gatlin Design
https://www.codygatlin.com/
Studio 704
https://www.studio-704.com/
Tino Home Design
https://www.tinohomedesign.com/
Mike Novick Design
https://mikenovickdesigns.com/
Advance Drafting
https://advanceddrafting.net/
Allison Hall
https://alisonhallarchitect.com/
DT Home Plans
https://dthomeplans.com/
Casna Design
https://www.angi.com/companylist/us/nc/charlotte/casna-design-reviews-10225074.htm
Sharon Cotton Design
https://sharonlcottondesigns.com/
Architect Builder Group PLLC
http://architectbuildergroup.com
Howard Verna Engineering PC
http://www.howardvernaengineeringpc.com
Residential Structures
http://residentialstructurespc.com/
IDE Structural
https://idestructuralengineers.com/
Aspire (arch + engineering)
https://www.aspireprofessionalservices.com/
Zenata Home Design
https://www.zenatadesign.com/
CHM Engineering, PLLC
http://www.chmengineering.com/
While we don’t currently offer in-house funding, we understand that navigating lending options can feel overwhelming. To support our clients, we’ve outlined several financing paths that may help bring your project to life.
Disclaimer: We encourage you to speak with a qualified financial advisor or lending professional to determine which option best suits your goals, timeline, and property type. We do not endorse any specific method or provider. Subject to error and revision.
FHA Title 1 Loan
For home improvements, repairs and rehab. Fixed-rate only. Loans under $7,500 are usually unsecured. Larger loans will require collateral. Max $25,000 for a single-family home. Other options for manufactured housing.
Limited 203(k) Mortgage
For select, approved home improvements, repairs and rehab. Up to $35,000.
Standard 203(k) Mortgage
Used for major work and repairs. Minimum of $5,000 but the total value of the property must remain within the FHA mortgage limit for the area.
Fannie Mae HomeStyle® Renovation Mortgage
Has higher loan limits. May finance up to 50% of the as-completed value of the home with a first mortgage. Swimming pools, sun rooms, ADUs, and outdoor living spaces may be allowed.
Home equity loans (HELOC)
Often offers lower rates and longer repayment terms. Limited by approval parameters set by provider.
Cash-out Refinancing
Refinance existing mortgage into a larger loan. Rates vary by lender, loan amount and the equity in the home. Interest payments may be tax-deductible.
Reverse Mortgage Loan
For homeowners 62 years and up. Can receive a lump sum, fixed monthly payments, a line of credit, or a combination of such. Minimal rules about how the funds may be used.
Home Equity Conversion Mortgage
Allows homeowners 62+ the opportunity to buy (or construct) a new home using loan proceeds from the reverse mortgage.
Personal Loans
Unsecured, with fixed rates and payments. Typically quick approval. May offer soft credit checks and provide terms with no impact on credit score.
**This information is provided for informational purposes only. Any terms, agreements, or conditions for financing are to be arranged directly between the consumer and their selected provider. Andecraft, LLC, is neither a broker nor a lender and does not assist with, facilitate, recommend, or negotiate financing in any manner. All users assume sole automatic liability for the use and/or referencing of any of the provided material or information.
